Using Referral Credits

How to Use Your Earned Credits

Your referral credits work automatically—no action needed.

Automatic Application

During daily settlement:

1. System counts your completed trades
2. Calculates charge
3. Checks your credit balance
4. Applies credits first
5. Charges payment method for remainder

Priority Order

Credits are used in this order:

1. Referral credits (no expiry)
2. Promotional credits (by expiry)
3. Pack credits (before 90-day expiry)

Maximum Savings

With enough credits, your daily charge can be ₹0! All credits applied = no payment method charge